*Insurance Disclaimer: Recovery At The Crossroads will attempt to verify your health insurance benefits and/or necessary authorizations on your behalf. Please note, this is only a quote of benefits and/or authorization. We cannot guarantee payment or verification eligibility as conveyed by your health insurance provider will be accurate and complete. Payment of benefits are subject to all terms, conditions, limitations, and exclusions of the member’s contract at time of service. Your health insurance company will only pay for services that it determines to be “reasonable and necessary.” Recovery At The Crossroads will make every effort to have all services preauthorized by your health insurance company. If your health insurance company determines that a particular service is not reasonable and necessary, or that a particular service is not covered under your plan, your insurer will deny payment for that service and it will become your responsibility. The ‘No Surprise Act’ has gone into effect as of January 1st, 2022. It prevents out-of-network care providers from billing clients more than the specified in-network cost-sharing amounts, which are based on a ‘recognized amount’ (specified by state law, or for those that have an all-payer model agreement, approved by the state). You can learn more about the law at cms.gov/nosurprises.